Qarz-e-Hasana is a financial loan granting scheme introduced by the PML-N government with an objective of equipping as many as 5 million people with sound financial conditions in the next 5 years. Increasing industrial access for the common people is the prime goal of the program.
Eligibility Criteria:
Vulnerable rural and urban poor with a poverty score of up to 40.
Women’s Share in the Program:
Identifying the gender equality need in the country, women will account 50 % share in the program. Empowering the feminine class through micro finance loan to national development, is an initiative in this regard.
Geographical Spread:
No geographical boundary is restricted for the program. However, the undeveloped areas would be considered as priority for the upgrading process.
Pricing:
The attractive feature of the program is its ‘interest-free based structure’, making it more an accessible loan structure.
Size and Number of Loans:
25 lacs rupees have been allocated for the program. Average amount of Rs. 25,000 would be given to each applicant.
Government Grant 2013-2014:
The Federal government would invest Rs. 3.5 billion in the program.
Executive Agency:
Under PPAF agency, the execution of the scheme would occur.
Recycling:
The borrowers will be encouraged to pay back the loan to make the program a success. The invested amounted would be re-utilized for future planning.
ACHA HAI BUTT JASE KE PAS GARANTAR NA HO WO KASE HASAL KARE GA
It’s very good….
yes
Ma saudia ma kam karta ho ag mujha lon mil sakta h tu ma wapas aa ka karobar karo ga
Men ek village men rehta hon..jis sy guaranty ka kena hy us ny bhi pesy mangny hy.kia guaranty palt ki rajestry bhi ho sakti hy.jis ki maliat qarz sy 2guna ho..is ka jwab dena .plz…
sodu( intrest ) 20 lakh tk or …bila soud(intrest)
sirf 25hazar….
kia baat hay mian g
)
sub baqwas govrnament officer signiture nhi karty pakistan m gareeb ke koi sunta nhi hill with this itny musskill shart raky hen barh m jay
ahhaaahhahaahahah Garanterrrrrrrrrrrrr 😛 😛 😛 😛 😛 😛
sab bakwas hai awam ko bewkoof bna k rakha hai pehle rozgar ka lara lgaya karza nikal k awam ko umid lgai phir grantar ki shart rakh k sab ko jeete g mar diya sab bakwas hai vot lene k bahany hai
sab bahi gor sy bat suno or samjo sirf ALLAH sy mango dil sy
yeh siyasat dan apko kya denge in sy bacho or sirf ALLAH sy mang sirf ALLAH
ku k insan k haat me kuch nahi hy
pehly log nokeriya dhund rahy thy or ab guarantor….
Must be read.,, Intrest rate low ho ya high hae to intrest hi na or is sae bohat saray log is lanat sae phanas jain gay , or kiya mian sab umeed kartay hain kae loan ki 100% recovery ho jay gi mean sab log kamyab ho jain gay nai log phans jain gay . Iski bijay koi factory lagai jay jis mae log kam karain to mast hae kae wo tenstion free hn gay chay wo income kam hi kama rahay hn. Na garanted ki zarorat hae na kisi or cheez ki. Regard , hafiz irfan
Sood sood hota hy chahy 1% ho ya 50% ho ye zehr hy thori si ho ya ziyada marna hy naaaaaaaaa
i think it will work !!
hamry psa to garar hi ni ha ham kia karny
Mujy b loan ki zrurat hy per guarantee koi ni dy raha to kya faida esi scheme ka no education no future no life yeh pakistan hy
is me 1% sod he, or sod lena or dena aisa he jese apni ma se zina karna
bhot mushkal ha g k in logo sa kuch mily g in ki shariat he bhot mushkal ha g or ha ya soad ha g
Jana ala meri taleem MA M.Ed b.ed ha or man berozgar hon mery walid gaon ki ak masjid k imam hain halt itny khrab hain k main mazdori krta hon muchy loan bhe nhe mila janaby ala mari madad krian ya muchy milny ka muka dain janab shahbaz sareef shab.ramazan ka mhena hai main sahe khy rha hon halt bhat khrab hain jis sy zindgi guzarna muskil ho gi ha.
salam sir meapna karobar karna chataho jis ke liye meap se madad chata ho me jald hi ap ka qarz ada kardoga jazak allah
Aslam o Alekum mohtrm PM sahb sy request h k mujhy High school k lay loan dya jae k me apne school m Sc.Lab; and computar Lab ko complate kr skon.
ye sab mpa aur mna apnay nokro kay nam par niklvatay hai
15 saàl ho gay mujhy ye rona rooty hoy k mery sar pe chhat nai heeeeeeeeeeeeeeeeeeeeeee
Or me jahan bhi aply karta hon wo baaton se pura kar deta he
Ab aap btain k mujhy aap qarz de sakty hen
Ta k mw apny bachon ko chhat de sakon
Me sood bhi nai lena chahta
Musalman hon me
Mujhy plezzzzzzzzzzzzzzzzzzz help karo
Me qarZ wapis bhi kar son ga inshallah